✓ 2026/27 HMRC Statutory Rates

Stamp Duty on a £750,000 House

Standard home buyers pay £27,500 SDLT on a £750,000 property in England and Northern Ireland (3.67% effective rate).

Standard Stamp Duty
£27,500
Effective rate: 3.67%
First-Time Buyer
£27,500
No FTB relief (over £500k)
Second Home / BTL
£65,000
Includes +5% surcharge (8.67%)
Non-UK Resident
£42,500
Includes +2% levy (5.67%)
Stamp Duty Rates 2026/27: The current SDLT thresholds took effect on 1 April 2025 and remain unchanged for 2026/27. This calculator uses current statutory rates for England and Northern Ireland. Rates verified September 2026 (based on gov.uk rates).

Band-by-Band Calculation for £750,000

SDLT is calculated in stepped progressive slices across each statutory rate band:

SDLT Band Statutory Rate Taxable Portion SDLT Due
Up to £125,0000%£125,000£0
£125,001 to £250,0002%£125,000£2,500
£250,001 to £750,0005%£500,000£25,000
Total Standard SDLT Liability £27,500
Customise in Full Stamp Duty Calculator →

£750,000 Mortgage & Affordability Context

Estimated 10% Deposit
£75,000
Upfront cash required
Est. Monthly Mortgage
£3,360/mo
At ~4.5% over 25 years
Household Income Needed
~£150,000/yr
At typical 4.5x lending cap
Upfront Total Cash
£102,500
10% Deposit + Standard SDLT

Compare Other Price Points

£250k • £300k • £350k • £400k • £425k FTB • £450k • £500k • £600k • £700k • £750k • £800k • £900k • £1m • £1.25m • £1.5m